Subject: Heartbleed Security Vulnerability Update

APRIL 10, 2014

In response to the Heartbleed Security Vulnerability, LNB has evaluated our internal and external systems to determine if any utilize the Open SSL technology that is referred to in the Heartbleed Flaw. We are pleased to inform users that there has not been evidence that any of our systems have been improperly accessed due to this vulnerability. We will continue to analyze and evaluate any possible vulnerability.

Subject: New phishing campaign targets 'First Data' merchant accounts

JANUARY 25, SOFTPEDIA

Researchers from e-mail security vendor AppRiver warn about a phishing campaign that targets merchant accounts from a payment processing vendor called First Data. The pool of phishing attacks targets online banking accounts, credit card information, personal details, and other online accounts. Scams aimed at merchants are not very common. "Once the hacker has gained access to the First Data account they will likely have gained control over that specific merchants account," warned a security researcher at AppRiver.

First Data is an Atlanta-based provider of online and on-site payment solutions which caters to merchants, financial institutions and government agencies. Its product portfolio includes credit and debit card processing, check acceptance and cashing solutions, international payment processing, automated clearing house payments processing and PCI compliance.

The company explains on its site that "the Global Gateway Virtual Terminal is an online payment application that allows you to accept credit cards and other payment types using your PC.

"The Virtual Terminal also acts as your Global Gateway account management application and allows you to view gateway processing reports, edit fraud settings, manage users, and more."

Subject: Debit Card Phone Scam

JANUARY 24, 2011

To our valued customers:
A phone scam is being conducted requesting the reactivation of LNB debit cards. The phone calls are asking that you enter your 16-digit card number. This request should NOT be performed. Please be advised that LNB would NEVER request by phone or email a reactivation of your debit card. Please contact your local LNB branch with any questions or concerns you may have. Thank you for your cooperation and we sincerely apologize for any inconvenience this may have caused anyone.

Thank you,
LNB