Four men standing in front of a desk in an office, discussing work projects and brainstorming ideas.

Let's invest in the future of your business.

We are a proud and dedicated supporter of local businesses and economies. One way we do this is by offering a variety of loan and lending solutions, so business can grow and achieve long-term success no matter what the industry.

Our lending team can help your business:

  • Utilize operating lines of credit for short-term working capital, accounts receivable, inventory financing, or other immediate needs
  • Enjoy quick approval on term loans that help you expand your business and purchase equipment with flexible repayment terms
  • Choose mortgages and other real estate financing for construction, renovation, capital improvements, and more

We partner with other organizations to put the best financing packages together for your business needs. These organizations include:

  • Small Business Administration
  • Farm Service Agency
  • USDA Rural Development Business and Industry Loan Guarantee
  • County economic and industrial development agencies
  • Empire State Development Linked Deposit Program
    New York State Energy
  • Research and Development Authority (NYSERDA)

Loan Guide: Getting Approved

To process your loan request, we will need the following:

  • 3 years of business tax returns or financial statements
  • 3 years of personal tax returns
  • Completed LNB Personal Financial Statement
  • Completed LNB Business Credit Application

Next step: Contact LNB's Lending Team and let's get started.

Useful tools and calculators:

Access home financing, personal financing, investment, retirement or lease calculators to help you get the information you need.

Meet your Commercial Lending Team

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Clair J. Britt, Jr.

Executive Vice President & Chief Commercial Loan Officer

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Ryan M. Hallings

Senior Vice President & Commercial/Agricultural Loan Officer

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Mark J. DeBacco

Vice President & Commercial Loan Officer

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Michael A. Fratto

Vice President & Commercial Loan Officer

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James H. King

Vice President & Commercial Loan Officer

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Scott A. MacKenzie

Vice President/ Commercial & Agricultural Loan Officer

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Todd L. Borsa

Assistant Vice President/ Commercial Loan Officer

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Michael Rusinko

Assistant Vice President/ Commercial Loan Officer

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Kraig M. vonHahmann

Assistant Vice President/ Commercial & Agricultural Loan Officer

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Joshua DeSain

Commercial/Agricultural Loan Representative

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Mackenzie M. Roberts

Commercial/Agricultural Loan Officer

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Justin J. Sinisi

Commercial/Agricultural Loan Representative

Holiday Closing

Published November 6, 2024 270 Views

In observance of Veterans Day, all LNB offices will be closed on Monday, November 11, 2024. Offices will re-open on Tuesday, November 12, 2024. Our 24-hour ATMs and online banking services are available for your convenience. Thank you.

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Lyons Bancorp Reports Q3 Earnings 2024

Published October 30, 2024 255 Views

Lyons Bancorp, Inc., the parent financial holding company of The Lyons National Bank (LNB), reported earnings of $1.09 per common share for the third quarter of 2024, as compared to $1.04 per common share reported for the second quarter of 2024; a 4.8% increase. Both numbers are reported on a fully-...

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The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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