Let's invest in the future of your business.
We are a proud and dedicated supporter of local businesses and economies. One way we do this is by offering a variety of loan and lending solutions, so business can grow and achieve long-term success no matter what the industry.
Our lending team can help your business:
- Utilize operating lines of credit for short-term working capital, accounts receivable, inventory financing, or other immediate needs
- Enjoy quick approval on term loans that help you expand your business and purchase equipment with flexible repayment terms
- Choose mortgages and other real estate financing for construction, renovation, capital improvements, and more
We partner with other organizations to put the best financing packages together for your business needs. These organizations include:
- Small Business Administration
- Farm Service Agency
- USDA Rural Development Business and Industry Loan Guarantee
- County economic and industrial development agencies
- Empire State Development Linked Deposit Program
New York State Energy - Research and Development Authority (NYSERDA)
Loan Guide: Getting Approved
To process your loan request, we will need the following:
- 3 years of business tax returns or financial statements
- 3 years of personal tax returns
- Completed LNB Personal Financial Statement
- Completed LNB Business Credit Application
Next step: Contact LNB's Lending Team and let's get started.
Useful tools and calculators:
Access home financing, personal financing, investment, retirement or lease calculators to help you get the information you need.
Meet your Commercial Lending Team
Clair J. Britt, Jr.
Executive Vice President & Chief Commercial Loan Officer
Ryan M. Hallings
Senior Vice President & Commercial/Agricultural Loan Officer
Mark J. DeBacco
Vice President & Commercial Loan Officer
Michael A. Fratto
Vice President & Commercial Loan Officer
James H. King
Vice President & Commercial Loan Officer
Scott A. MacKenzie
Vice President/ Commercial & Agricultural Loan Officer
Todd L. Borsa
Assistant Vice President/ Commercial Loan Officer
Michael Rusinko
Assistant Vice President/ Commercial Loan Officer
Kraig M. vonHahmann
Assistant Vice President/ Commercial & Agricultural Loan Officer
Mackenzie M. Roberts
Commercial/Agricultural Loan Officer
Justin J. Sinisi
Commercial/Agricultural Loan Officer
Joshua DeSain
Commercial/Agricultural Loan Representative
Joshua Kayne
Commercial/Agricultural Loan Representative
Spring Clean Your Finances
Published March 13, 2025 284 Views
Spring is a great time to refresh your financial budgeting and start the season off with a fresh perspective. Here are some tips to help you manage your finances effectively in the spring: Spring Clean Your Budget Review your spending: Take a close look at your previous months’ spending habits....
Lyons Bancorp, Inc. Reports 2024 Earnings
Published February 20, 2025 575 Views
Lyons Bancorp, Inc., the parent financial holding company of The Lyons National Bank (LNB), reported earnings of $15.5 million for 2024, down approximately 11% from LNB’s record earnings of $17.4 million in 2023. On a per share basis, earnings were $4.38 as compared to $4.90 last year. Both numbers...
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- How much will I save by increasing my mortgage payment?
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- What is my loan rate?
- How long will it take to pay off my loan?
- How much will my loan payments be?
- Should I consolidate my loans?
- Is an Auto Loan or Home Equity Loan best for purchasing a car?
- How soon can I eliminate my debts?
- What is the yield on my portfolio?
- How can I save a million dollars?
- What is my investment yield?
- What is my future value worth today?
- What will my investment be worth in the future?
- How much could I save over time?
- What rate would I need to earn on my savings?
- What savings amount should I start with?
- How much should I save each month?
- Which is better for me, a Traditional IRA or a Roth IRA?
- How much will my Traditional IRA be worth at retirement?
- How much will my Roth IRA be worth at retirement?
- How long will my retirement savings last?
- What rate do I need to support my retirement?
- How much do I need to fund my retirement?
- How much can I spend each month in retirement?
The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.
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