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In observance of Juneteenth, all LNB offices will be closed on Wednesday, June 19, 2024. Read More

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Give us a call or visit one of our branches Monday – Friday

Let’s plan for something really amazing: The future.

For years, we’ve been helping individuals and businesses plan, prepare, and look confidently towards the future. With programs specifically designed for real-world opportunities and challenges, our financial services specialists help customers make smart decisions now that could have big payoffs later.

Personal Financial Services

Located at your hometown bank, we have a genuine interest in helping you establish and maintain financial security. We provide a comprehensive array of financial services and dedicated, experienced specialists to guide you every step of the way.

Personal Financial Services offered:

  • Retirement Strategies
  • Investment Management
  • Education Savings
  • Life Insurance
  • Long-term Care Insurance

Business Financial Services

Our team of financial services specialists helps businesses make essential back-office decisions, from investments to employee programs to retirement. We’ve done it for thousands of businesses—let us do it for yours.

Business Financial Services offered:

  • Investment Management
  • Employer & Employee Benefits
  • Retirement Strategies

Meet Your Financial Services Team

ROBERT KOCZENT

Vice President, Director of Financial Services

Locations: Geneva, Penn Yan

DAVID DERADDO

CFP® CHFC®
Assistant Vice President

Locations: Canandaigua, Farmington, Geneva, Macedon, Perinton Park

KIM EMPERATO

CRPC® WMCP®
Wealth Manager
CRPC Conferred by College for Financial Planning

Locations: Auburn, Jordan, Seneca County

RYAN BROPHY

Wealth Manager

Locations: Clyde, Lyons, Newark, Ontario, Wolcott

MIRINDA SAXTON

Financial Services Assistant

Locations: Geneva

JESSICA PAULISON

Financial Services Assistant

Locations: Geneva

More About Our Team

Check the background of your investment professional on FINRA’s BrokerCheck

Note: The button above will take you away from bankwithlnb.com and to BrokerCheck, a service of FINRA.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. The Lyons National Bank (LNB) and LNB Financial Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using LNB Financial Services, and may also be employees of LNB. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of LNB or LNB Financial Services. Securities and insurance offered through LPL or its affiliates are: 

Not Insured by FDIC or Any Other Government Agency.Not Bank Guaranteed.Not Bank Deposits or Obligations.May Lose Value.

Your Bank (The Lyons National Bank – “LNB”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

LPL Financial Form CRS