Fraud Awareness Quiz | Lyons National Bank

Think You Know How to Spot a Scam?

Put your fraud awareness to the test! From fake bank alerts to family emergencies, scammers use convincing stories and familiar situations to catch us off guard. Our “Test Your Fraud Awareness: Can You Spot the Red Flags?” interactive quiz features five common scenarios and asks what you would do next.

Think you can spot the warning signs? Take the quiz and see how fraud-smart you are. You may even learn a few new ways to protect yourself and your money.

Take the Quiz

Read each scenario and choose what you should do next. See how well you can spot the warning signs of common scams.

Scenario 1

Fake Bank Fraud Alert

You receive a text saying there is suspicious activity on your account. The message asks you to click a link and enter a code that was just sent to your phone.

What should you do next?

Click the link immediately to protect your account. Do not use the link; contact your bank using a trusted phone number. Reply to the text and ask if it is legitimate.

Scenario 2

Grandparent or Family Emergency Scam

You receive a frantic call from someone claiming to be your grandchild. They say they are in trouble and need money immediately. They ask you not to tell anyone because they are embarrassed.

What should you do next?

Hang up and contact your grandchild or another family member using a trusted phone number. Send the money right away because it sounds like an emergency. Ask the caller a few questions and send the money if their answers sound right.

Scenario 3

Online Marketplace Overpayment

You sell an item online for $500. The buyer sends you a check for $1,000 and asks you to deposit it, keep your $500 and send the extra $500 back.

What should you do next?

Deposit the check and send the extra money back. Send back $500 only after the check appears to clear. Stop the transaction and verify the payment before sending any money.

Scenario 4

Fake Prize or Sweepstakes

You receive a message saying you have won $25,000 in a sweepstakes. To claim your prize, you must first pay a $750 processing fee and provide your bank account information.

What should you do next?

Provide your bank account information but not your password. Do not pay or provide financial information. Treat the unexpected prize as a scam. Pay the fee so you don’t lose your prize.

Scenario 5

Romance or Relationship Scam

Someone you met online says they care deeply about you but cannot meet you in person. After building a relationship, they ask you to send money for an emergency and promise to pay you back.

What should you do next?

Stop and think. Do not send money or financial information, and talk with someone you trust. Send a small amount first to see if they pay you back. Send the money if their story sounds believable.

How Did You Do?

Whether you got every question right or learned something new, remember the most important rule:

STOP. THINK. VERIFY.

Scammers want you to act quickly. Taking a moment to question an unexpected request and verify who you’re dealing with can help protect your money and personal information.

Banking Portals

Search

Recent News

Have a Question?

Think You Know How to Spot a Scam?

Take the Quiz

Fake Bank Fraud Alert

Grandparent or Family Emergency Scam

Online Marketplace Overpayment

Fake Prize or Sweepstakes

Romance or Relationship Scam

How Did You Do?