In observance of Independence Day, all LNB offices will be closed on Friday, July 4, 2025. Read More

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Let's invest in the future of your business.

We are a proud and dedicated supporter of local businesses and economies. One way we do this is by offering a variety of loan and lending solutions, so business can grow and achieve long-term success no matter what the industry. Our lending team can help your business:

Let’s invest in the future of your business.

We are a proud and dedicated supporter of local businesses and economies. One way we do this is by offering a variety of loan and lending solutions, so business can grow and achieve long-term success no matter what the industry. Our lending team can help your business:

  • Utilize operating lines of credit for short-term working capital, accounts receivable, inventory financing, or other immediate needs
  • Enjoy quick approval on term loans that help you expand your business and purchase equipment with flexible repayment terms
  • Choose mortgages and other real estate financing for construction, renovation, capital improvements, and more

We partner with other organizations to put the best financing packages together for your business needs. These organizations include:

  • Small Business Administration
  • Farm Service Agency
  • USDA Rural Development Business and Industry Loan Guarantee
  • County economic and industrial development agencies
  • Empire State Development Linked Deposit Program
  • New York State Energy Research and Development Authority (NYSERDA)

Loan Guide: Getting Approved

To process your loan request, we will need the following:

  • 3 years of business tax returns or financial statements
  • 3 years of personal tax returns
  • Completed LNB Personal Financial Statement
  • Completed LNB Business Credit Application

Next step: Contact LNB's Lending Team and let's get started.

More About Our Team

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Holiday Closing Independence Day

Published July 2, 2025 0 Views

In observance of Independence, all LNB offices will be closed on Friday, July 4, 2025. Offices will re-open on Saturday, July 5, 2025. Our 24-hour ATMs and online banking services are available for your convenience. Thank you.

Read Blog

Mid-Year Money Check-In: A Summer Reset For Your Finances

Published July 2, 2025 0 Views

As the year hits its halfway point and summer brings a natural pause, it’s the perfect time to take stock of your financial life. Whether you’ve stayed laser-focused on your goals or let things slide a bit, a mid-year money check-in helps you make course corrections before the end-of-year rush. Bel...

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The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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