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Calculators

How much can I spend each month in retirement?

Use this calculator to compute how much you will be able to regularly withdraw from your savings account before you run out.


Starting balance

Rate of return

Number of withdrawals

Withdrawal period

Show amortization schedule


You would be able to make 239 Monthly withdrawals in the amount of $553.51 and one final withdrawal of $552.28.

Calculator tips

This calculator assumes that periodic withdrawals will start on the first day of the current month and that Daily compounding is used for the accrual of interest on your savings.

Calculator disclaimer

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Presented by TimeValue Software ©2025

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