Personal Retirement Strategies: Smart now, Secure Later
For decades, we've been adeptly helping neighbors plan for their retirement. We use a four-step process to develop an investment plan based on your requests and realities. From here, we utilize a comprehensive mix of investments carefully matched to your investment personality to ascertain the right asset allocation and diversification for your needs. Call your Financial Services Team to set up an appointment today.
Investment Management: Smart, Strategic Planning
Our Wealth Managers will design a portfolio that consolidates all of your investments into one personalized, comprehensive package. We’ll create a tailored asset-allocated portfolio using unbiased, independent analytical tools, and invest it according to your objectives and risk tolerance. Then we’ll periodically review your portfolio to make sure it’s performing the way you need it to, and make adjustments where necessary. Contact your Consultant to get started today.
Education Savings: Invest in Your Child’s Education
With the rising cost of college, it’s critical to start saving now. Our Wealth Managers will work with you to develop an educational savings plan comprised of traditional investment solutions or education-specific programs, including 529 plans.
NOTE: Prior to investing investors should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program. Withdrawals used for qualified expenses are federally tax-free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.
Life Insurance: For your Loved Ones
Help loved ones carry on financially after you’re gone. We offer a variety of plans, and we’ll work with you to develop the insurance solutions that are right for you and your loved ones – call or stop in today.
- Term Life Insurance: This affordable protection provides financial security for your family at affordable premiums, based on your age and lifestyle. Your beneficiaries will receive the face value of the policy.
- Permanent Life Insurance: Products such as variable, universal, or whole life insurance are available.
Long-Term Care Insurance: Let’s Think Ahead
Nowadays, nursing home costs can run anywhere from $50,000 to $80,000 or more a year. A long-term care policy will help cover those costs without depleting the assets you worked a lifetime to accrue, and can provide peace of mind that your choice of facilities won’t be limited by your finances. One of our experienced financial consultants will walk you through the policy and help you determine if it’s right for you.
LNB named to NY Historic Business Preservation Registry
Published December 16, 2024 211 Views
Reposted from the Rochester Business Journal Andrea Deckert//December 11, 2024 Lyons National Bank (LNB) has been selected for the New York State Historic Business Preservation Registry, which highlights businesses that have been in operation for at least 50 years and have contributed to their co...
Holiday Closing
Published December 16, 2024 221 Views
In observance of Christmas, all LNB offices will be close at 1:30pm on Tuesday, December 24 through Wednesday, December 25. Offices will re-open on Thursday, December 26, 2024. Our 24-hour ATMs and online banking services are available for your convenience. Thank you.
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The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/ SIPC ). Insurance products are offered through LPL or its licensed affiliates. The Lyons National Bank (LNB) and LNB Financial Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using LNB Financial Services, and may also be employees of LNB. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of LNB or LNB Financial Services. Securities and insurance offered through LPL or its affiliates are:
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