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Annual Percentage Yields (APY) offered are accurate as of 8/1/22. Minimum to open CD accounts and obtain APY is $500. Must be new-to-LNB money deposit. Municipal deposits are not eligible for this offer. An active LNB checking account with direct deposit of your full paycheck, pension or government benefits is required to obtain either rate. Additional terms may apply. Limited-time offer. Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal. Rates are subject to change without notice. Other CD rates and terms available. Ask for details.